Terms & Privacy
Privacy Policy
Effective Date: April 2025
1.Introduction
JBee Home Loans values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and share information that you provide to us. By using our website and services, you agree to the practices described in this policy.
Text messaging originator opt-in data and consent will not be shared with any third parties.
2. Information We Collect
We collect various types of information in connection with your mortgage application process:
- Personal Information: This includes your name, Social Security Number, address, email, phone number, and other identifiable information.
- Financial Information: Details like income, assets, employment details, credit history, and mortgage-related documents.
- Property Information: Data on the property you intend to finance or have financed through our services.
- Usage Data: Information on how you access and interact with our website, including IP address, device information, browser type, and navigation patterns.
3. How We Use Your Information
The information collected is used to:
- Process and assess your mortgage application.
- Perform credit assessments and financial evaluations.
- Communicate with you about your application and related services.
- Provide customer support.
- Comply with legal and regulatory obligations.
4. Information Sharing and Disclosure
We may share your information with:
- Lenders, Investors, and Underwriters: For processing loan applications and approvals.
- Credit Reporting Agencies: To assess creditworthiness.
- Government and Regulatory Bodies: To comply with legal and regulatory requirements, such as the FCC and HUD.
- Service Providers: Including companies that perform data processing, verification services, and IT support.
We do not sell, rent, or lease your personal information to third parties.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience and to monitor website performance. You can adjust your browser settings to refuse cookies, but this may impact your experience on our website.
6. Data Security
We implement security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, access control, and regular security assessments.
7. Retention of Personal Information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required by law.
8. Your Rights and Choices
Depending on your location, you may have the right to:
- Access and obtain a copy of your personal information.
- Correct inaccuracies in your personal information.
- Request deletion of your personal information under certain conditions.
- Opt-out of receiving marketing communications from us.
To exercise any of these rights, please contact us at (909) 821-7447 or email Buzz@JBeeHomeLoans.com
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.
Terms & Conditions
Terms and Conditions for Use of JBee Home Loans’ Website
These terms and conditions outline the rules and regulations for the use of JBee Home Loans’ website.
JBee Home Loans is located at:
13362 Emerald Way, Chino Hills, CA 91709
By accessing this website, you accept these terms and conditions in full. Do not continue to use the JBee Home Loans website if you do not agree to all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Policy, and Disclaimer Notice, and to all Agreements:
“Client,” “You,” and “Your” refers to the person accessing this website and accepting the Company’s terms and conditions.
“The Company,” “Ourselves,” “We,” “Our,” and “Us” refers to JBee Home Loans.
“Party,” “Parties,” or “Us” refers to both the Client and ourselves, or either the Client or ourselves.
All terms refer to the offer, acceptance, and consideration of payment necessary to provide our services to the Client in the most appropriate manner, whether through formal meetings, digital communications, or any other method, for the express purpose of meeting the Client’s needs in respect to the provision of JBee Home Loans’ services, in accordance with applicable United States law.
Any use of the above terminology, or other words in the singular, plural, capitalized, or gender-neutral form, are interchangeable and refer to the same.
Cookies
We use cookies on our website. By using the JBee Home Loans website, you consent to the use of cookies in accordance with our Privacy Policy.
Cookies help us improve user experience by enabling the functionality of certain areas of the site and remembering your preferences. Some of our advertising or affiliate partners may also use cookies.
License
Unless otherwise stated, JBee Home Loans and/or its licensors own the intellectual property rights for all content on this website. All rights are reserved.
You may view and/or print pages from https://jbeehomeloans.com for your personal use, subject to the restrictions set in these terms and conditions.
You must not:
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Republish material from https://jbeehomeloans.com
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Sell, rent, or sub-license material from https://jbeehomeloans.com
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Reproduce, duplicate, or copy material from https://jbeehomeloans.com
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Redistribute content from JBee Home Loans (unless content is explicitly made for redistribution)
Hyperlinking to Our Content
1. The following organizations may link to our website without prior written approval:
a. Government agencies
b. Search engines
c. News organizations
d. Online directory distributors when listing us in the directory
e. Systemwide Accredited Businesses (excluding soliciting non-profit organizations, charity shopping malls, and fundraising groups)
2. These organizations may link to our homepage or other website content as long as the link:
a. Is not misleading
b. Does not falsely imply sponsorship, endorsement, or approval
c. Fits within the context of the linking party’s site
3. We may approve link requests from:
a. Recognized consumer/business information sources (e.g., Chamber of Commerce, AARP, AAA)
b. Dot-com community sites
c. Charitable associations and directories
d. Internet portals
e. Accounting, law, or consulting firms serving businesses
f. Educational institutions and trade associations
We will approve these links if:
a. They do not reflect poorly on us or our partners
b. The organization has no negative reputation with us
c. The benefits of visibility outweigh any potential drawbacks
d. The link fits within general resource or editorial content
If you are listed above and wish to link to our site, email us at buzz@jbeehomeloans.com with your name, organization, contact info, your site’s URL, and the URLs you wish to link to on our site.
Approved organizations may link using:
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Our business name
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The web address (URL)
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Any other accurate and relevant description of our website
Note: No use of our logo or other artwork is allowed for linking without a trademark license agreement.
iFrames
You may not create frames around our web pages or use techniques that alter the visual appearance of our website without express written permission.
Text Messaging Consent
JBee Home Loans offers subscription-based text message programs. If you opt in, you may receive messages related to updates, appointment notifications, reminders, and promotional content.
By opting in, you agree to receive marketing or informational SMS messages from JBee Home Loans.
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Message frequency may vary.
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Standard message and data rates may apply.
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Text STOP at any time to unsubscribe, or HELP for assistance.
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Consent is not a condition of purchasing goods or services.
We do not sell or share your information with third parties. Your data will only be used as outlined in our Privacy Policy.
You can opt in by texting START to (909) 821-7447 or by completing our online form.
Participating Carriers
United States participating carriers include:
ACS/Alaska, Alltel, AT&T, Bluegrass Cellular, Boost, Cellcom, Cellone Nation, Cellular One of East Central Illinois, Cellular South, Centennial, Chariton Valley Cellular, Cincinnati Bell, Cox Communications, Cricket, EKN/Appalachian Wireless, Element Mobile, and others.
Reach Out
If you have questions or concerns about this Privacy Policy, Terms & Conditions or our data practices, please contact us at:
JBee Home Loans
Buzz@JBeeHomeLoans.com (909) 821-7447
DISCLAIMER: JBee Home Loans is a licensed mortgage broker in the state of California. NMLS #2004628. All loans are subject to underwriting approval. Terms and conditions apply and may vary based on individual eligibility and credit profile. Information provided on this website does not constitute a loan offer or guarantee of lending.