We had a wonderful experience working with Joel on our home loan. He was personable yet professional and he made the entire process a breeze by explaining everything step by step. Joel also made himself available for any questions or concerns that we had and kept in constant touch with us from the beginning to end. He still touches bases with us to ensure all is going well and extends himself should we need further assistance/services. Joel is top notch and we trust and appreciate his sincerity and knowledge.