Joel cares about his customers above all, and makes sure all the details are taken care of before he submits a mortgage to underwriting. This attention to detail means more successful mortgage approvals and satisfied clients. I would not hesitate to recommend Joel to anyone buying a home or needing to refinance a mortgage.

I first met Joel during an industry meeting. What made Joel memorable was his ability to be personable, the knowledge of his product, and how he spoke of his clients. I could tell, instantly, how well Joel treats his clients. One of the more striking characteristics of Joel is his creativity. I have worked with Joel on a couple of projects geared towards helping the community and creating new circles of business. Joel's leadership in these projects, attention to detail, and vision are traits that few loan officers possess. If Joel acts this way with his personal projects, I can imagine how creative he can be on behalf of his clients. I would recommend Joel to friends and family.

Joel is a motivated lender with a passion for helping his clients. He is comitted to being the best in the industry and has taken the steps to set himself apart from the rest through his proven customer service methods and extensive training in finance, He is also an Administrator for San Bernardino and Riverside County down payment assistance programs giving him an edge over other lenders. He is a great person to know and vital resource to have on your side for all your mortgage needs.